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How to Refinance Your Home
Refinance Your Home - There are several reasons why you should consider a refinance mortgage on your home loan. When you refinance your home, you can cut your monthly mortgage payments. In addition, you can tap into your equity, or your...

Invoice Factoring: Hot to finance growth without debt or banks
There are few bigger challenges for business owners and managers than waiting 30 to 60 days to get paid by their customers. Although large businesses can usually afford it, smaller businesses can't afford the wait. As a matter of fact,...

Non Homeowner Loans – Creating A Source Of Finance For The Homeless
Because of the preference that loan providers show for the homeowners, you have started having feelings of jealousy against them. Your experience with lenders shows that there are not much takers for you as a non homeowner. However, we feel that you...

Unsecured Loans: Route to Finance in the Absence of Guarantee
Does yours being a tenant or a homeowner with insufficient equity imply that loans and other methods of financing cash-shortages are not meant for you. Loan providers do not reveal such stark indifferences towards borrowers who come for unsecured...

WHEN IS IT RIGHT TO REFINANCE?
With "everyone" talking about the historically low mortgage rates you are ready to decide if it "pays" to refinance. The "rule of thumb" supplied by mortgage companies is that if you can reduce your interest rate by 1% it is usually profitable. But...

 
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Why Talk about Your Finances to Strangers?

Blogging is the latest innovation to take the web by storm. According to blog tracking firm Technorati, there are currently 20.6 million blogs with thousands more added every day. According to Blogherald, 30% of internet users (50 million people) are blog readers. In short, a lot of people are reading and writing blogs.

A popular blogging sub-segment is the one centered on money and personal finances. The web hosts a wide variety of people talking about money, giving financial advice, and tracking their own finances electronically. But why do these bloggers share some of the most intimate details of their personal finances?

"Personal financial blogging compliments the money management articles I write," notes Jeffrey Strain of Personal Finance Advice. "While articles are able to give the basics of how to implement money saving techniques and ways to invest, the blog allows me to show step by step how I use the information in my daily life."

Others began blogging out of a need to get a handle on their money. "I started blogging because I was fresh out of college and making more money than I'd ever seen before," states Jonathan of MyMoneyBlog. "I had almost two thousand dollars of disposable income every month. Instead of moving into a nice apartment in the city and buying a BMW like my friends, I maxed out my 401(k), stayed in my college apartment, and started this blog to document my thoughts, ramblings, successes, and mistakes towards my goal of financial freedom and traveling the world."

The final perspective that seems common among financial bloggers is one centered more around the reader than the


blogger. FMF of Free Money Finance and JLP of All Things Financial are good examples of this approach. "I'm sharing principles that have helped me grow my net worth substantially in an effort to help others do the same," comments FMF. JLP has similar reasons. "I have a personal finance blog to share information that I think is important with my readers. My blog essentially allows me to publish a low-cost newsletter and save trees at the same time. I also like the fact that I can link to important information (something that is hard to do with a paper newsletter)."

But no matter the reason for blogging, these financial bloggers draw from their own personal experiences and write about them quite honestly. Here are some examples:

JLP has shared the details of the H&R Block tax class he's been taking

FMF has given his criteria for when he will and won't use a financial planner

Jonathan has detailed his renting woes

Jeffrey has covered (in detail and with pictures) the $235 bet he lost

No matter what their reason for writing, all of these blogs are both informative and entertaining. It's easy to see why readers keep coming back for more.

About the author:

Courtesy of Saving Advice